Compliance flows

SAR workflow, sanctions / PEP screening, beneficial ownership, Travel Rule, AML monitoring. The regulator-facing ledger.

5 hands-on lessons in this topic. Read each one free, then practice it on a real double-entry ledger in the lab.

  1. Lesson 66

    SAR workflow: tying suspicious activity to the ledger

    Filing a Suspicious Activity Report doesn't move money. It DOES freeze funds. The bookkeeping matters.

  2. Lesson 67

    Sanctions and PEP screening cascades

    A name hit on a sanctions list blocks a payment at the ledger boundary.

  3. Lesson 68

    Beneficial ownership: who actually owns the account

    A corporate user is a fiction. Money is owed to humans behind the corporation.

  4. Lesson 69

    The Travel Rule at the crypto-fiat boundary

    Move >$1,000 of value? Send the originator and beneficiary details with the money.

  5. Lesson 70

    AML transaction monitoring: structuring + smurfing detection

    When you can't prove it's clean, you treat it as suspicious. The ledger reflects the decision.

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